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FIRST TIME BUYER
- Both fixed and balloon rate mortgages
- No PMI insurance requirement
- Income limitations may apply
- Single Family, owner occupied only
- No title insurance required
- No prepayment penalty
- 10, 15, 20 and 30 yr terms available
- Low Closing Costs
OWNER OCCUPIED
- Both fixed and balloon rate mortgages
- Low closing costs
- 10, 15, 20, and 30 year terms available
- No PMI insurance required
- No title insurance required
- No prepayment penalty
- No escrow requirements
CONSTRUCTION LOAN
- Both fixed and balloon rate mortgages
- Low closing costs
- No escrow requirements
- 10, 15, 20, and 30 year terms available
- Construction to Permanent Financing
- No title insurance required
- Prepayment penalty may apply
- One time closing
LOT LOAN
- Low closing costs
- No title insurance required
- No prepayment penalty
HOME EQUITY LINE OF CREDIT
- Minimum Loan Amount -- $5000.00
- Loan to Value (LTV) ratio -- 90%
- Prepayment penalty may apply
- No closing costs
- Maximum Term -- 15 years
- Fixed or variable interest rates available
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