FIRST TIME BUYER
  • Both fixed and balloon rate mortgages
  • No PMI insurance requirement
  • Income limitations may apply
  • Single Family, owner occupied only
  • No title insurance required
  • No prepayment penalty
  • 10, 15, 20 and 30 yr terms available
  • Low Closing Costs
OWNER OCCUPIED
  • Both fixed and balloon rate mortgages
  • Low closing costs
  • 10, 15, 20, and 30 year terms available
  • No PMI insurance required
  • No title insurance required
  • No prepayment penalty
  • No escrow requirements
CONSTRUCTION LOAN
  • Both fixed and balloon rate mortgages
  • Low closing costs
  • No escrow requirements
  • 10, 15, 20, and 30 year terms available
  • Construction to Permanent Financing
  • No title insurance required
  • Prepayment penalty may apply
  • One time closing
LOT LOAN
  • Low closing costs
  • No title insurance required
  • No prepayment penalty
HOME EQUITY LINE OF CREDIT
  • Minimum Loan Amount -- $5000.00
  • Loan to Value (LTV) ratio -- 90%
  • Prepayment penalty may apply
  • No closing costs
  • Maximum Term -- 15 years
  • Fixed or variable interest rates available
Home Equity Line of Credit Disclosures     |     Notes & Disclosures and Privacy